Reader’s Question: I heard there are life insurances that can give me coverage for a certain period of time. I’m going to be working in what I see as having a hazardous environment for a short while. Can you give me the term life insurance definition? Miguelito San Diego CA An insurance coverage that will [...]

Reader’s Question: My mom’s been bugging me to help her find the right term life insurance company since she will be getting an insurance coverage soon. I don’t have any idea about life insurance much more about getting it from the right insurance company. Can anyone help me? Odessa East Seattle, WA Sure Odessa! It’s [...]

Reader’s Question: I work in the construction business here in Tennessee and there are times that I find myself getting exposed to risk of getting injured or worse.. should I start considering Life Insurance even if I only plan to stay on this job for around five to seven years? May Clarksville, TN This is [...]

Reader’s Question: Is it true that I should go with a term life insurance policy here in Tennessee, since it is much better? Parker Clarksville, TN The life insurance industry is a big industry. There are so much life insurance policies (and even more life insurance providers) out there offering different products that no one [...]

Reader’s Question: When do life insurance companies distribute dividends to policy holders? Sean Buffalo, NY If you have a participating whole life insurance policy, your policy earns dividends. Dividends are not the same as those stockholders. Dividends are considered as a return of premiums and are not guaranteed. These are distributed by life insurance company [...]

Reader’s Question: I’m very interested to know how I can get low term life insurance rates here in New Hampshire, any tips? Bruce Manchester, NH One of the best tips that you can get in looking for the most affordable life insurance rates there in New Hampshire would be to first understand your needs, goals [...]

Reader’s Question: My job here in Illinois frequently requires me to travel so I’ve decided to get a life insurance policy. I am wondering if you can tell me more about term life insurance? Thanks! Sam Naperville, IL Term life insurance is a form of life insurance meant to be maintained only for a certain [...]

Reader’s Question: I was wondering if there are other types of term life insurance products here in Peoria, Arizona that I can choose from. Sarah Peoria, AZ Actually Sarah, there are a lot of term life insurance products in Arizona that you can choose from. Different companies offer different varieties so make sure that you [...]

Reader’s Question: I’m thinking of getting term life insurance here in Anchorage Alaska , but I found out that it was a waste of money. I mean if I don’t die within the period, my life insurance premium goes to nothing. I’m thinking of getting annuities. What is the disadvantage of annuities compared to term [...]

Reader’s Question: What is a whole life insurance? How is it different from term life insurance? Will both be available in Cincinnati Ohio ? Jordan Cincinnati, OH Whole life insurance, also known as permanent insurance, provides a certain amount of money to your beneficiaries when you pass away, called death benefit. It also generates cash [...]