Reader’s Question:

There are quite a lot of ads on no exam life insurance here in Coconino Arizona and I think they sound too good to be true. Are they really legitimate? Because if they are, I would like to try it since my term life insurance is about to end, anyway. I don’t want to get ripped off so I want to make sure that it’s for real. Thanks!

Sara

Coconino, AZ

Hi Sara!

Great that you asked about this. A lot of people are in fact doubtful about no exam life insurance because they do, indeed sound too good to be true. But they are true!

No exam life insurance is life insurance policy reduced to its simplest form (although more expensive then). It works the same as life insurance policies in Coconino. The only difference is the application process. Living up to its, no exam life insurance policies do not require you to go through medical examinations. This makes waiting time for results shorter!

And because the only thing needed to do to apply is to fill up a form, you can easily do that through internet transaction – as most insurance companies have websites online already. There is one thing you have to make sure, however, when you do online transactions. Some insurance companies operate solely online, so you have to make sure that the company you’re dealing with is a reliable one. If online companies make you wary about transacting with them, then you can look call up your local insurance companies in Arizona and ask them if they have no exam life insurance policies. Chances are, they’ll have websites where you can fill up your application form.