Cheap Smoker Life Insurance Quotes California
Reader’s Question:
Hi! I’m a chain smoker here in and I’d like to get cheap term life insurance in Berkeley California . Will I be able to do so?
Ross
Berkeley, CA
Hi there Ross. Unfortunately, in comparison to non – smokers, smokers will always have higher premiums on life insurance in Berkeley. You may cry out unfair, but at least that’s better than before, when smokers were actually denied to get insurance because of their habit.
You see, the insurance world nowadays has already taken in the fact that there will always be smokers, and there will be those that will want to get life insurance. That’s why they developed smoker life insurance. Smoker life insurance, however costs half as much as regular life insurance in California.
The good thing is, premiums for smoker life insurance can also vary too. There are of course a lot of types of smokers. You have the chain smokers, occasional smokers and the trying to quit types. You would definitely have lower premium rates if you’re trying to stop smoking in comparison to a chain smoker.
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