Reader’s Question: When would it be a good idea to get term life insurance? Is it available here in Albany Georgia GA? Margaret Albany GA Life insurance is available in most places in the US, including Albany Georgia GA. Now, on whether or not it is a good idea to get temporary insurance or what [...]

Reader’s Question: What is a whole life insurance? How is it different from term life insurance? Will both be available in Cincinnati Ohio ? Jordan Cincinnati, OH Whole life insurance, also known as permanent insurance, provides a certain amount of money to your beneficiaries when you pass away, called death benefit. It also generates cash [...]

Reader’s Question: Hi! I’m a chain smoker here in and I’d like to get cheap term life insurance in Berkeley California . Will I be able to do so? Ross Berkeley, CA Hi there Ross. Unfortunately, in comparison to non – smokers, smokers will always have higher premiums on life insurance in Berkeley. You may [...]

Reader’s Question: Hi! I’m Chelsea and I’m curious about what life insurance is and how it makes a difference for me here in Yuma Arizona? Chelsea Yuma, AZ Hello there Chelsea! It’s great that you’re interested in life insurance even at such a very young age! That’s very nice. Now let me tell you the [...]

Reader’s Question: I don’t know how I will sound with this but for curiosity sake, I’ll ask this question. I am from Lexington-Fayette Kentucky KY and plan to buy term life insurance soon. Would term life insurance be applicable for sick people too? Daniella Lexington-Fayette, KY Don’t worry about asking since we’re here to answer [...]

Reader question: I am looking to compare cheap term life insurance rates online. When I find the right company, can I also buy a policy without undergoing a physical? Charles Great question, Charles As you compare cheap term life insurance rates online, you will find not only companies that requrie you to schedule a medical [...]

Reader question: Should I get a cheap term life insurance rates comparison online, or hire a broker? Melanie Great question, Melanie. You can go either way, or both ways, or another way altogether. Let me break down the different ways you can get a life insurance quote, including doing a cheap term life insurance rates [...]