Reader’s Question I also would like to know why term life insurance with no medical exam generally has higher premium. I’ve made some notes about it already, but would love it if you could provide me with a definitive answer. Didi Bairnes Carson City, Nevada Yes, you are right that term life insurance with no [...]

Reader’s Question: There are quite a lot of ads on no exam life insurance here in Coconino Arizona and I think they sound too good to be true. Are they really legitimate? Because if they are, I would like to try it since my term life insurance is about to end, anyway. I don’t want [...]