Reader’s Question: My job here in Illinois frequently requires me to travel so I’ve decided to get a life insurance policy. I am wondering if you can tell me more about term life insurance? Thanks! Sam Naperville, IL Term life insurance is a form of life insurance meant to be maintained only for a certain [...]

Reader’s Question: My wife and I recently got divorced, but we still want to buy an insurance policy to cover our children. My life insurance agent here in North Carolina suggested term life insurance. What are its advantages? Victor Charlotte, NC I appreciate your concern for your children, Victor. And your agent has a point [...]

Reader’s Question: I’m a smoker living in Houston, TX. Will it be difficult for me to get a term life insurance? Malcolm Houston, TX Good question Malcolm. I don’t think that it’s difficult for smokers like you to get a term life insurance, but it’s not going to be easy as well. You have to [...]

Reader’s Question: My teenage nephew is going to stay with me for the next few years here in Seattle Washington WA. Is there some kind of accident or life insurance that would provide him coverage while he’s here? He’s a real handful and I don’t want to have to constantly worry about things like that. [...]

Reader’s Question: I’ve heard that term life insurance is changing life insurance premiums every now and then. How true is this and what is the basis of changes in life insurance premiums in Peoria Arizona AZ? Nicole Peoria, AZ I don’t quite understand what your sources in Peoria Arizona AZ mean that the term life [...]

Reader’s Question: I was wondering if there are other types of term life insurance products here in Peoria, Arizona that I can choose from. Sarah Peoria, AZ Actually Sarah, there are a lot of term life insurance products in Arizona that you can choose from. Different companies offer different varieties so make sure that you [...]

Reader’s Question: I’m thinking of getting term life insurance here in Anchorage Alaska , but I found out that it was a waste of money. I mean if I don’t die within the period, my life insurance premium goes to nothing. I’m thinking of getting annuities. What is the disadvantage of annuities compared to term [...]

Reader’s Question: Hi there! Are there different types of term life insurance? I want to know what they are before I get one here in Levittown, Pennsylvania . Lomi Levittown, PA Hello there Lomi! There are a lot of term life insurance products there in PA., and you can never run out of choices. You [...]

Reader’s Question: I have a small company in Thatcher, Arizona. Business is good and doing well, I could not ask anything from my employees. They’re all good and hard working, last time I had a meeting with them. I talk to them and ask their opinion on how we can strengthen our working relationships in [...]

Reader’s Question: Can you please update me on the pros and cons of purchasing a term life insurance policy in California ? Much appreciated… Russell Carson, CA Temporary life insurance or is simply called term life insurance is an insurance that would protect the insured person for a certain period of time. Another expression for [...]