Reader’s Question: Both my mom and dad are in their late 50s and somehow we never really had stable finances until all of us graduated and got our own jobs. It’s just now that we found out that they don’t have any life insurance to cover their retirement. Most friends recommend term life insurance for [...]

Reader’s Question: Which type of policy should I go to? Should I buy a term life insurance policy or a whole life insurance policy? Tyler Clarksville, TN This is a good question. A simple way to answer this is to determine what kind of life insurance coverage suits your needs as well as that of [...]

Reader’s Question: I heard there are life insurances that can give me coverage for a certain period of time. I’m going to be working in what I see as having a hazardous environment for a short while. Can you give me the term life insurance definition? Miguelito San Diego CA An insurance coverage that will [...]

Reader’s Question: I have life insurance coverage through my employer here in California but I don’t think I have enough coverage. What is my best bet for additional life insurance cover without going through a medical examination? Ivette Costa Mesa, CA It’s a good decision to get additional coverage for your life insurance even though [...]

Reader’s Question: My mom’s been bugging me to help her find the right term life insurance company since she will be getting an insurance coverage soon. I don’t have any idea about life insurance much more about getting it from the right insurance company. Can anyone help me? Odessa East Seattle, WA Sure Odessa! It’s [...]

Readers Question: What’s the most effective way to get cheap term life insurance quotes? I only need life insurance coverage for the next five years, so I don’t want to pay too much! Thanks! Margot Cedar Rapids, IA Good question. The right kind of term life insurance policy would not only give you the peace [...]

Reader’s Question: I work in the construction business here in Tennessee and there are times that I find myself getting exposed to risk of getting injured or worse.. should I start considering Life Insurance even if I only plan to stay on this job for around five to seven years? May Clarksville, TN This is [...]

Reader’s Question: Is it true that I should go with a term life insurance policy here in Tennessee, since it is much better? Parker Clarksville, TN The life insurance industry is a big industry. There are so much life insurance policies (and even more life insurance providers) out there offering different products that no one [...]

Reader’s Question: When do life insurance companies distribute dividends to policy holders? Sean Buffalo, NY If you have a participating whole life insurance policy, your policy earns dividends. Dividends are not the same as those stockholders. Dividends are considered as a return of premiums and are not guaranteed. These are distributed by life insurance company [...]

Reader’s Question: I’m very interested to know how I can get low term life insurance rates here in New Hampshire, any tips? Bruce Manchester, NH One of the best tips that you can get in looking for the most affordable life insurance rates there in New Hampshire would be to first understand your needs, goals [...]