Reader’s Question: Can you please update me on the pros and cons of purchasing a term life insurance policy in California ? Much appreciated… Russell Carson, CA Temporary life insurance or is simply called term life insurance is an insurance that would protect the insured person for a certain period of time. Another expression for [...]

Reader’s Question: Would you recommend juvenile insurance for our new- born son? May I know if this insurance is necessary and feasible in Bakersfield California ? I was informed this is the cheapest in the market? Michael Bakersfield, CA Congratulations to both of you! Newborn infants and young adults under the age of 16 can [...]

Reader’s Question: Hi! I’m a chain smoker here in and I’d like to get cheap term life insurance in Berkeley California . Will I be able to do so? Ross Berkeley, CA Hi there Ross. Unfortunately, in comparison to non – smokers, smokers will always have higher premiums on life insurance in Berkeley. You may [...]

Reader’s Question: Hi! I just want to know if long term care insurance can help me during the future because I’m planning to get one here in Erie Pennsylvania. Thanks! Alicia Erie, PA That’s a great question. You see, long term care insurance in PA can really help you in the future, especially if something [...]

Reader’s Question: Hi! I’m Chelsea and I’m curious about what life insurance is and how it makes a difference for me here in Yuma Arizona? Chelsea Yuma, AZ Hello there Chelsea! It’s great that you’re interested in life insurance even at such a very young age! That’s very nice. Now let me tell you the [...]

Reader’s Question: There are quite a lot of ads on no exam life insurance here in Coconino Arizona and I think they sound too good to be true. Are they really legitimate? Because if they are, I would like to try it since my term life insurance is about to end, anyway. I don’t want [...]

Reader’s Question: Id like to ask for your help in elaborating a decreasing term life insurance here in Arizona. What are the ins and outs? Arnold Glendale, AZ Greetings Arnold, There exists three types of life insurance in Arizona as with other states, and one is decreasing term. By definition, this is the type which [...]

Reader’s Question: Are there various products for term life insurance? What about in my place? Raymond Kansas City, MO I believe there are plenty of insurance companies in your area that offer a wide variety of options and products for life insurance. To be exact, term life insurance is life insurance in a fixed period [...]

Reader’s Question: I would really like to buy term life insurance. I find it quite cheap and practical since I don’t want to keep life insurance for a lifetime. There is just one drawback: if the term expires, I would gain nothing. Do I have other options in Detroit Michigan MI that can get back [...]

Reader’s Question: I don’t know how I will sound with this but for curiosity sake, I’ll ask this question. I am from Lexington-Fayette Kentucky KY and plan to buy term life insurance soon. Would term life insurance be applicable for sick people too? Daniella Lexington-Fayette, KY Don’t worry about asking since we’re here to answer [...]