Reader’s Question: I work in the construction business here in Tennessee and there are times that I find myself getting exposed to risk of getting injured or worse.. should I start considering Life Insurance even if I only plan to stay on this job for around five to seven years? May Clarksville, TN This is [...]

Reader’s Question: Is it true that I should go with a term life insurance policy here in Tennessee, since it is much better? Parker Clarksville, TN The life insurance industry is a big industry. There are so much life insurance policies (and even more life insurance providers) out there offering different products that no one [...]

Reader’s Question: When do life insurance companies distribute dividends to policy holders? Sean Buffalo, NY If you have a participating whole life insurance policy, your policy earns dividends. Dividends are not the same as those stockholders. Dividends are considered as a return of premiums and are not guaranteed. These are distributed by life insurance company [...]

Reader’s Question: I’m very interested to know how I can get low term life insurance rates here in New Hampshire, any tips? Bruce Manchester, NH One of the best tips that you can get in looking for the most affordable life insurance rates there in New Hampshire would be to first understand your needs, goals [...]