Reader’s Question: My job here in Illinois frequently requires me to travel so I’ve decided to get a life insurance policy. I am wondering if you can tell me more about term life insurance? Thanks! Sam Naperville, IL Term life insurance is a form of life insurance meant to be maintained only for a certain [...]

Reader’s Question: My wife and I recently got divorced, but we still want to buy an insurance policy to cover our children. My life insurance agent here in North Carolina suggested term life insurance. What are its advantages? Victor Charlotte, NC I appreciate your concern for your children, Victor. And your agent has a point [...]

Reader’s Question: I’m a smoker living in Houston, TX. Will it be difficult for me to get a term life insurance? Malcolm Houston, TX Good question Malcolm. I don’t think that it’s difficult for smokers like you to get a term life insurance, but it’s not going to be easy as well. You have to [...]

Reader’s Question: When would it be a good idea to get term life insurance? Is it available here in Albany Georgia GA? Margaret Albany GA Life insurance is available in most places in the US, including Albany Georgia GA. Now, on whether or not it is a good idea to get temporary insurance or what [...]

Reader’s Question: My teenage nephew is going to stay with me for the next few years here in Seattle Washington WA. Is there some kind of accident or life insurance that would provide him coverage while he’s here? He’s a real handful and I don’t want to have to constantly worry about things like that. [...]